What is a segregated fund?
> It is like a mutual fund but it is sold through an insurance company
> They are creditor protected
> There are guarantees built in by the insurance company at maturity or death
> In most cases you can exercise reset options to lock in growth as part of the guarantee
> They bi-pass probate and go directly to the specified beneficiary unlike mutual funds that
are valuated as part of your estate and go through probate